What if you transfer a big file between a wireless and a wired pc?
downloading a file from the internet has more uncertain variables that can decrease speed... testing with just a simple file transfer gives a better test result
I have the Intel Wireless WiFi Link 4965AGN, and I have the same things set up as you have, and I transfer files with +10mb/s to other pc's wich is impossible for 54G networks (54G max speed is 6,75mb/s)